8fig Review & Pricing (2026)

8fig

Funding & Payments

8fig provides working capital to ecommerce sellers through a product it calls a Growth Plan. Rather than a single lump sum, capital is released in scheduled cycles intended to line up with supply chain costs such as manufacturing and freight, and is repaid on a personalised remittance schedule for a fixed cost agreed at the outset. The company states it takes no equity, requires no collateral, and that applying does not affect a credit score.

8fig is aimed at established sellers rather than new accounts, and the company states it does not work with dropshipping businesses or sole proprietorships. Funding is limited to businesses based in the United States and Canada. The application requires connecting both an online store and a bank account, and the exact cost of an individual plan is presented in the offer rather than published in advance. 8fig also publishes free cash flow planning and sales forecasting tools.

Capabilities
Growth Plan
Working capital structured around a seller's supply chain costs rather than issued as a single lump sum.
Cycle-Based Funding
Releases capital in scheduled cycles intended to cover expenses at the point they fall due.
Continuous Capital
Allows existing plan holders to request additional funding without starting a new application.
Remittance Schedule
Sets repayment amounts and dates based on the plan size and the seller's sales projections.
Change Requests
Lets sellers request adjustments to funding amounts, funding dates, and remittance schedules mid-plan.
Cash Flow Planner
Free tool that charts projected daily cash balance from connected bank transactions.
Transaction Categorisation
Automatically categorises transactions, which the vendor states covers over 85% of entries.
Sales Forecasting
Free per-SKU forecasting tool with an accuracy score comparing prior predictions against actual performance.
Partner Directory
Published directory of agency and software partners, alongside a seller referral programme.
Strengths
Publishes an indicative cost range of $6,000 to $10,000 remitted for every $100,000 funded.
States that funding is equity-free and requires no collateral.
States that the application process includes no credit check and does not affect a credit score.
Releases capital in cycles aligned to supply chain costs rather than as a single disbursement.
Includes free cash flow planning and sales forecasting tools alongside the funding product.
Supports sellers on Amazon, Shopify, eBay, BigCommerce, WooCommerce, and Wix according to the vendor.
Considerations
Funding is limited to businesses based in the United States and Canada.
The vendor states it does not work with dropshipping businesses or sole proprietorships.
The exact cost of an individual plan is disclosed in the offer rather than published in advance.
Eligibility thresholds differ between the vendor's FAQ and its Amazon industry page, so applicants should confirm the current requirement.
The application requires connecting both an online store and a bank account.
Remittances can be scheduled daily, so sellers should confirm the frequency before accepting a plan.
8fig joined the Bizcap Group in October 2025 and continues to operate under its own brand.
Pricing
Fixed fee; typically 6% to 10% of the amount funded
Free to apply; cash flow and forecasting tools listed as free
Visit website
CategoryFunding & Payments
TypeHybrid
Pricing modelCustom quote
MarketplacesAmazon, Shopify, eBay, BigCommerce, WooCommerce, Wix
Best forUS and Canada sellers funding inventory and freight

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