Airwallex Review & Pricing (2026)

Airwallex

Funding & Payments

Airwallex is a financial technology company offering business accounts, foreign exchange, transfers, expense cards, payment acceptance, and APIs. Global Accounts let a business receive funds in more than 20 currencies from over 70 countries, with local account details available in 16 countries and territories. The company raised a 320 million dollar Series H in June 2026 at an 11 billion dollar valuation.

Amazon sellers can link a Global Account to receive marketplace payouts, and Airwallex documents integrations with Amazon, eBay, Walmart, TikTok Shop, Shopify, and accounting tools. It does not provide listing, inventory, or advertising features. Plan structure differs by market, so a price quoted in one region does not transfer to another. Account eligibility is limited to a published list of registration countries.

Capabilities
Global Accounts
Local account details in 16 countries and territories support receiving in more than 20 currencies from over 70 countries.
Published FX Markup
The US fee schedule sets a 0.50 percent markup on 11 major currencies and 1.00 percent on other currencies.
Free Local Transfers
Local transfers out are free, while SWIFT transfers carry a stated per-transfer fee.
Marketplace Payout Collection
Airwallex documents linking Global Account details to Amazon, eBay, Walmart, and TikTok Shop.
Expense Cards
Employee cards, spending limits, and expense workflows are priced per spend user on the mid tier.
Payment Acceptance
Card acquiring, payment links, and subscription billing are available with published per-transaction rates.
FX Rate Lock
Quote lock-in surcharges range from 0.04 percent for one minute to 0.30 percent for 24 hours.
Accounting and ERP Integrations
Documented connectors include Xero, QuickBooks, NetSuite, Sage, Odoo, and Microsoft Dynamics 365 Business Central.
Developer APIs
APIs cover accounts, payouts, FX, and card issuing.
Strengths
Airwallex publishes a binding, itemised fee schedule per region with effective dates.
Receiving into Global Accounts is zero percent for most currencies, with a small set of named exceptions.
The FX markup is disclosed as a specific percentage by currency rather than described only in general terms.
The company holds regulatory authorisations in a broad set of markets, including the UK, Singapore, the Netherlands, Australia, and US states.
A free tier in the US means a seller can hold a Global Account without a subscription.
Accounting, marketplace, and HR integrations are documented in a public integrations directory.
Considerations
Plan pricing structure differs materially by region, so a price quoted in one market does not transfer to another.
The mid-tier plan references an additional platform fee based on the number of spend users, and the US schedule does not state the amount.
Account eligibility is restricted to a published list of registration countries and territories, and some industries are excluded.
Airwallex states it is not a bank, and funds held with partner banks are not covered by deposit guarantee schemes.
Some Global Account capabilities are restricted by which Airwallex entity holds the account.
Etsy is not named as a supported marketplace on the company's official pages.
Pricing
Free plan available; paid tiers vary by region
Free plan available
Visit website
CategoryFunding & Payments
TypeSoftware
Pricing modelMonthly subscription
MarketplacesAmazon, eBay, Walmart, TikTok Shop, Shopify
Best forGrowing sellers needing accounts, FX, and cards together
Alternatives
Wise Business
Wise Business offers multi-currency accounts with local details, mid-market exchange rates, and a one-off setup fee.
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Mercury
Business banking platform offering checking, savings, cards, bill pay, and invoicing for ecommerce brands and startups.

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