OFX Review & Pricing (2026)

OFX

Funding & Payments

OFX is an international payments and business account platform run by OFX Group, an ASX-listed money transfer company operating since 1998. Its Global Business Account holds funds in more than 30 currencies, receives with local account details in USD, GBP, EUR and CAD, pays into more than 180 countries, and issues corporate cards with spend controls.

For Amazon sellers, OFX sits on the supplier payment and treasury side of the workflow rather than the marketplace payout side. It is used to pay manufacturers and freight forwarders in local currency, hedge inventory costs with forward contracts and limit orders, and reconcile into QuickBooks Online or Xero. The Global Currency Account that OFX previously offered to ecommerce and online seller clients is no longer available to new customers, so sellers seeking an Amazon disbursement account should confirm current availability directly.

Capabilities
Global Business Account
Holds funds in more than 30 currencies with local receiving details in USD, GBP, EUR and CAD.
Pay and Transfer
Sends international and domestic payments in more than 30 currencies to more than 180 countries.
Corporate Cards
Issues employee cards with individual spend limits and 1% cashback on everyday card spend.
FX Solutions
Provides spot transfers, forward contracts and limit orders for managing currency exposure.
Batch Payments
Uploads multiple supplier or payroll payments as a single batch for bulk approval.
Control Hub
Sets approval workflows, budgets, spend limits and user access rights across the account.
Accounts Payable Automation
Captures invoices by OCR, applies general ledger coding and issues branded remittance advice.
Accounting Integrations
Syncs bills, payments and card transactions with QuickBooks Online and Xero.
Spend Management
Handles receipt capture, expense categorisation and employee reimbursements.
Strengths
Licensed in around 50 jurisdictions, including FCA, ASIC, MAS and FINTRAC registration, with US money transmitter licence NMLS 1021624.
Holds funds in more than 30 currencies and sends payments to more than 180 countries.
Offers a permanently free Standard plan alongside the paid Full Suite tier.
Charges no foreign transaction fee on corporate card purchases and lists 1% cashback on everyday card spend.
Provides 24/7 phone, email and chat support on every plan tier, including the free tier.
Syncs bills, payments and card transactions two ways with QuickBooks Online and Xero on the Full Suite plan.
Certified to ISO/IEC 27001:2022 and operating since 1998.
Considerations
The Global Currency Account is no longer available to new business and ecommerce clients, so it is not a route to collecting Amazon marketplace payouts.
No marketplace integrations are listed, so Amazon, Walmart and Shopify sales data does not flow into the platform.
Local receiving account details are limited to USD, GBP, EUR and CAD, despite payment coverage in more than 30 currencies.
The FX margin applied on currency conversion is not published, and volume-based FX pricing requires a quote.
Control Hub, spend management, accounts payable automation and two-way accounting sync are limited to the Full Suite plan or above.
Cross border SWIFT payments carry a flat $20 per transaction fee on both the free and Full Suite plans.
OFX Group entered a transaction process deed in July 2026 for a proposed all-cash acquisition by the owner of Equals Group, and teams should confirm the outcome before committing to a long-term setup.
Custom tier pricing for larger user counts or transaction volumes is not published.
Pricing
$75/mo
Free Standard plan; 30-day trial listed for Full Suite
Visit website
CategoryFunding & Payments
TypeHybrid
Pricing modelMonthly subscription
MarketplacesQuickBooks and Xero; no marketplace integrations
Best forSellers paying overseas suppliers

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