Zyla Review & Pricing (2026)

Zyla is a multi-currency business account for United States companies that collect revenue from overseas marketplaces and pay international suppliers. Sellers open local receiving accounts to collect marketplace payouts, hold balances in several currencies, convert between them, and send payments abroad. The service also includes a dedicated route for paying suppliers on 1688.com in offshore renminbi without a Chinese bank account. Zyla is a service of AUS Merchant Services, Inc., NMLS ID 1277102.

Zyla is aimed at businesses rather than consumers, and the vendor states the account is available to corporations, partnerships, and registered sole proprietorships. Availability is restricted: the vendor states Zyla is not available in New York or Nevada and is limited to certain business types in Virginia. Receiving accounts accept funds only from approved marketplaces and businesses under the same name, so it does not function as a general-purpose bank account.

Capabilities
Local Receiving Accounts
Provides local account details for collecting marketplace payouts, with up to 20 accounts per customer.
Marketplace Collections
Collects payouts from marketplaces including Amazon, TikTok Shop, Walmart, Shopify, Etsy, and eBay.
1688 World Pay
Pays 1688.com suppliers directly from an offshore renminbi balance without a Chinese bank account.
Currency Conversion
Converts between supported currencies at a stated fee of up to 0.75%.
Supplier and Salary Payments
Sends bank transfers to overseas suppliers and supports salary payments in renminbi.
Bulk Payments
Sends up to 25 payments at once, with CSV upload and an API option for larger batches.
FX Rate Alerts
Provides live rate alerts and tools for managing currency movement.
Multi-User Authorisation
Allows multiple users to be authorised for cash management and outbound payments.
Zyla-to-Zyla Transfers
Sends instant payments between Zyla accounts at no charge.
Strengths
Publishes headline pricing including no monthly fee, no minimum balance, and a conversion fee of up to 0.75%.
States there is no cost to open an account, connect marketplaces, or hold multiple currency balances.
Operated by AUS Merchant Services, Inc., a licensed money transmitter with NMLS ID 1277102.
Supports direct payment to 1688.com suppliers from an offshore renminbi balance.
Publishes connection guides for Amazon, TikTok Shop, Walmart, Stripe, Shopify, PayPal, Etsy, and eBay.
Includes email, phone, and live chat support at no charge on the published pricing page.
Considerations
The vendor states Zyla is not available in New York or Nevada and is limited to certain business types in Virginia.
The account is for business use only and is not available to consumers.
Receiving accounts accept funds only from approved marketplaces and businesses under the same name.
Per-payment fees are described as starting at $1 and varying, rather than published as a full schedule.
Supported currency counts differ across the vendor's pages, so sellers should confirm current coverage.
State licence numbers are not listed on the Zyla site and are hosted on a partner domain.
Account approval and additional document checks can hold incoming funds until verification completes.
Pricing
Free account; conversion fee up to 0.75%
Free to open; no subscription or minimum balance
Visit website
TypeSoftware
Pricing modelUsage-based
MarketplacesAmazon, TikTok Shop, Walmart, Shopify, Etsy, eBay, Stripe, PayPal
Best forUS businesses paying overseas suppliers

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