Xero Review & Pricing (2026)

Xero is cloud accounting software with monthly subscriptions that differ by country. In the US the plans are Early, Growing, and Established. The UK, Australia, and New Zealand use a different structure named Ignite, Grow, Comprehensive, and Ultimate, with payroll seats and other limits built into each tier, so plan names and features do not map one to one across regions.

Amazon sellers usually connect Xero through a settlement summary app such as A2X or Link My Books, both listed in the Xero App Store, rather than importing individual Amazon orders. These apps post one summarised entry per payout that matches the bank deposit. Multi-currency selling requires the Established plan in the US, or Comprehensive and above in the UK, Australia, and New Zealand.

Capabilities
US Plan Tiers
Early, Growing, and Established are sold at increasing monthly list prices in the United States.
Regional Plan Structures
The UK, Australia, and New Zealand use Ignite, Grow, Comprehensive, and Ultimate tiers instead of the US names.
No Per-User Fees
Xero states there are no per-user license fees on its plans.
Entry Plan Limits
The Early plan caps sent and approved invoices and bills per month, and app partner transactions can count toward that limit.
Multi-Currency Gating
Multi-currency is included on Established in the US and on Comprehensive and above in the UK, Australia, and New Zealand.
Xero App Store Connectors
A2X and Link My Books are both listed under Ecommerce and Retail, with free trials offered by each vendor.
Regional Compliance Tools
US plans include W-9 and 1099 management and sales tax, UK plans cover VAT submission to HMRC, and AU plans cover GST and BAS lodgement.
Cash Flow Forecasting
Forecast windows scale by tier at 30, 60, 90, and 180 days depending on plan and region.
Inventory Plus Add-On
Inventory Plus is offered as an optional paid add-on on the US Growing and Established plans.
Strengths
Plans do not charge per-user fees, so adding staff or an accountant does not raise the subscription price.
A2X and Link My Books are both listed in the Xero App Store with settlement-level Amazon support.
US plans include W-9 and 1099 management and sales tax handling at every tier.
Purchasing any plan includes a free first month under the standard offer.
Region-specific tax filing is built in, including HMRC VAT submission in the UK and BAS lodgement in Australia.
Considerations
Plan names, features, and prices differ by country, so guidance written for one region may not apply in another.
Xero has published price increases taking effect in the UK, US, and New Zealand later in 2026.
The entry plan caps invoices per month, and the company states app partner transactions can count toward that cap, which matters when a settlement connector posts entries.
Multi-currency requires the Established plan in the US, which is the highest US tier.
Amazon data does not flow into Xero natively, so a separate connector subscription is required.
Inventory Plus is a paid add-on rather than an included feature on US plans.
US plans list no included payroll, while UK, Australian, and New Zealand tiers include a set number of payroll seats.
Pricing
$25/mo
First month free on any purchased plan
Visit website
TypeSoftware
Pricing modelMonthly subscription
MarketplacesAmazon via A2X or Link My Books connectors
Best forMulti-channel sellers working with a Xero-based accountant
Alternatives
QuickBooks Online
General accounting software that Amazon sellers connect using a settlement summary app rather than direct order…
A2X
Ecommerce accounting software that reconciles Amazon settlements into QuickBooks, Xero, Sage, or NetSuite with categorized summary…
Link My Books
Ecommerce bookkeeping automation that syncs Amazon, eBay, Shopify, and Etsy payouts into Xero or QuickBooks with…

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